Ready to Change Credit Card Company:Looking for suggestions

[DebMG]

I have decided to drop the credit card I use for business transactions and want to replace it with one that offers some "bells and whistles". I am not that interested in accumulating airline miles because my husband gets enough of those on his own. I am looking for other incentives. For example, I currently have an LL Bean Visa that offers a $10 gift certificate for every $1000 (or it could be $2000) I charge.

Do you have a favorite credit card?

Oh, and it goes without saying I am not interested in annual fees!

Thanks, Debbie

[Peggy C.]

I have a capital one card, truely no annoying phone calls, that's enough incentive for me.:D

[donleyk]

We have some big ticket purchases on the horizon and I was interested in getting a CC with some kind of pay back also. I am with you, we don't need more airline miles nor hotel points. What to do, what to do....

[kwormann]

You said no airline, but are you interested in hotel?

When DH was traveling, he used First USA Marriott rewards card. He also always stayed at a Marriott Courtyard and we earned TONS of free hotel stays. We like it so much that when he stopped traveling we continued to use it for personal purchases.

[Kismet]

My first thought is Discover - gotta love that cash back! :D DH and I also recently changed to a US Bank Visa - no fees, and cash back, as well. It seems that more and more credit cards are offering something as a "perk", and many have no fees, as well!

[MrsReber]

Don't know if you have kids, but I love MBNA's BabyMint card. They give you money back on every purchase and they can link it to a 529 college account. Also, if we use the cards at certain stores (DH goes to Pep Boys a lot) we get additional cash back. They also offer a very low, competitive interest rate.

I also have a Discover card, but I never accumulated enough to get a big check back. I found the interest rate to be a bit high.

There's the GM card which gives you credit toward the purchse of a new GM vehicle.

No fees on any of the above. I won't accept a credit card that has a yearly fee.

[DebMG]

Thanks for the suggestions, everyone. To Donleyk: I found this site that rates all the credit cards with comments from credit card holders. http://www.cardoffers.com/reviews/introduction.asp I hope you find it helpful in your search.

Debbie