For Grace...

[Tammy2268]

I think you are the one from Chicago that deals in real estate, aren't you?
I have a question for you...
My son is interested in purchasing a town house or condo...BUT about 4-5 years ago, his identity was stolen. He has been trying to get all of that off his credit record so he can get a better interest rate.He has written the police dept. in Calif. requesting the police report from them arresting that person, but has not received the info. Is there a service or any other such that he can contact to speed up the process...he wrote them in May.
I have read your messages about real estate with great interest. I would like your comment on this,please! Thank you!!

[swquilts]

I'm not Grace, but I would suggest that he call and complain to the Mayor of the city where the police dept is located. This has been way too long to have to wait for a copy of the report. I do know that some depts now charge for copies :rolleyes: . He also might want to send another letter by registered mail, return receipt requested and that might get a response.

From a Californian that knows how slow municipal government works.

[Grace]

Hi Tammy!

First, congrats to your son on buying himself a place. That's terrific. As far as his credit goes, is he (are you) sure he still has bad credit? 4 or 5 years ago is quite awhile, and it's quite possible his credit score isn't that bad anymore, particularly if he's been paying his bills in a timely fashion since then. If you do know his credit is still negatively affected because of his stolen identity problem (which really SUCKS - so sorry this happened to him!!), I would try calling that police station and speaking to a supervisor of some sort, and tell them that you've already put the request in writing and have waited an awfully long time, and that it's holding you up from getting you a mortgage. Usually when you speak to someone in charge, they can do something. Perhaps you can even have them fax it to you, and get it really fast. That's what I would do if I were in your place. That's where'd I start, at least.
I do know how to contact the credit agencies if you need that information, but I know they won't be able to contact the police station for you. Unfortunately, that's legwork you'll have to do yourself.

Sorry I can't be of more help, but do check his credit first - as I said, it's very possible his score might be OK by now. Good luck, and let me know if you have any other questions I might be able to answer - I'm happy to help any way I can! :D