Last week my son broke his arm at recess during school. Since the H is in the military we use a military hospital and don't have to pay anything. But I was wondering if this wasn't the case, does the school's insurance cover this type of thing? If we had a huge co-pay, or even worse, no insurance, does the school end up paying for stuff like this? This is merely a question of curiosity-I am not a litigious person!-but I imagine some people would be inclined to go after the school in a situation like this. I just assumed we were responsible for our kids' injuries.
(what got me thinking about this is my son's baseball coach made a comment that since they were having a practice on a non-authorized field then Little League insurance wouldn't cover any injuries. It never really occurred to me that they would cover them anywhere)